a.s.r.:
where to find it.
We cannot see what is in your policy, and we cannot promise anything on behalf of a.s.r.. What we can do is tell you exactly where to find the answer and which condition sits in it most often.
Amounts are not given here. They change per year and per package, and with money, wrong is worse than absent.
a.s.r. has a cover finder in which you search by treatment, plus the policy conditions as a pdf.
To a.s.r.This reference was checked in September 2026. What is written there always takes precedence over what is written here.
Amounts and package names are deliberately left out.
Where it gets stuck
At a.s.r. the condition is in the policy conditions and not in the cover finder. The finder gives you the amount; whether you are entitled to it depends on a requirement set out in a pdf further along.
This is not the amount but the condition, and that is deliberate: a condition changes far less often than a maximum, and it is usually the reason a claim is refused.
What a.s.r.
asks of us
a.s.r. ties entitlement to cover to the professional association: the therapist must be affiliated with an association they recognise. Which ones those are is in the policy conditions and not in the cover finder.
This is the part we can check for you. Just ask before you book and we will say whether we meet this requirement.
This is how you reach your own amount
Three steps, and you have the amount that belongs to your policy. We cannot look it up for you: what is in your package only you can see, behind your own login.
- Step 1
Look the treatment up in the cover finder. That gives you the overview per policy.
- Step 2
Then go to the policy conditions as a pdf, because the condition about the professional association is there and not in the finder.
- Step 3
If you are not sure whether your therapist meets that requirement, call us; we know which association we are affiliated with.
The questions that at a.s.r. matter
Below is what a.s.r. publishes about it themselves. Take it with you when you call and check it for your policy: what holds for one package need not hold for another.
Do I need a referral?
That is in the policy conditions and not in the cover finder, just like the requirement about the professional association. Ask about it explicitly when you call; the finder gives you the amount and not the condition.
Do I share this budget with anything else?
That differs per policy. a.s.r. puts the maximums in a separate overview beside the cover finder, so look there and not only at the treatment itself.
Does this come out of my excess?
With cover from the supplementary insurance, no. The excess belongs to the basic insurance. Many people put care off because they confuse the two.
One question comes before this.
Is there a medical reason for your concern? Without that reason no insurer covers anything, and that includes a.s.r. ; for most of what we do, that is the answer.
The whole route, with what happens when the answer is noAn invoice
that is right.
We put on your invoice exactly what was done and by whom, so that you can submit it. If a.s.r. asks for a registration number or for the therapist's qualification, you get that from us. Do call before you book: that saves you a refusal afterwards.
What we do not do is claim directly or promise that something will be covered. That conversation you have with your insurer, and we would have to guess the answer.
Are you not with
a.s.r.?
Is your insurer not listed? The four questions above work everywhere, because they are about conditions every insurer applies.